Money market fund (KES & USD)
Investcent Money Market Fund
Keep money you may need soon working for you in a fund that compounds daily and aims to preserve your capital.

Minimum
KES 2,000 or USD 20
Top-up
KES 1,000 or USD 10
Management fee
2.0% a year
Compounding
Daily
Latest figuresSample figures
- KES class
- 10.85%
- USD class
- 5.20%
Annual yield after fees as at 27 October 2026.
Figures are net of fees and change over time. Past performance is not a guide to future returns, and returns are not guaranteed.
Who it suits
A low-risk home for money you may need soon
The fund invests in high-quality short-term money market and fixed income instruments. The KES class holds shilling instruments and the USD class holds dollar instruments.
It suits individual investors who are saving for the short to medium term.
Risk profile: low
- Low
- Medium
- Medium to high
- High
Key facts
The fund terms for both currency classes
Fund terms
- Investment horizon
- Short to medium term
- Risk profile
- Low
- Lock-in period
- 5 working days
- Management fee
- 2.0% a year
- Initial fee
- None
- Redemption charge
- None
- Compounding
- Daily
Benchmarks and oversight
- Kenya shilling class benchmark
- 182-day Treasury bill rate plus 2%
- US dollar class benchmark
- Average 3-month US dollar deposit rate of tier 1 banks
- Trustee
- NCBA Bank Kenya PLC
- Custodian
- I&M Bank Kenya
- Regulator
- Capital Markets Authority
Fund documents
Read the documents for this fund before you invest
Fund documents
Key investor information
The key investor information document for each fund and currency class.
Investcent Money Market Fund (KES class)Sample
PDF, 45 KB · Updated 1 October 2026
Investcent Money Market Fund (USD class)Sample
PDF, 45 KB · Updated 1 October 2026
Information memoranda
The information memorandum and trust deed behind each fund.
Investcent Money Market Fund information memorandumSample
Covers the Kenya shilling and US dollar classes, with the trust deed summarised.
PDF, 42 KB · Updated 30 June 2026
Annual and performance reports
Each fund’s audited annual report and its latest performance report.
Investcent Money Market Fund annual report 2025Sample
Audited financial statements for the year to 31 December 2025.
PDF, 39 KB · Updated 30 April 2026
Performance report, third quarter 2026Sample
Returns after fees for every fund and class to 30 September 2026.
PDF, 43 KB · Updated 15 October 2026
Fees and charges
The schedule of fees for every fund.
Schedule of fees and chargesSample
PDF, 40 KB · Updated 1 October 2026
Account forms
The forms you fill in to open, change or close an account.
Individual and joint account application formSample
PDF, 33 KB · Updated 1 September 2026
Corporate and institutional account application formSample
PDF, 33 KB · Updated 1 September 2026
Withdrawal request formSample
PDF, 32 KB · Updated 1 September 2026
Investor guides
Plain-language guides to how our funds work.
How our unit trust funds workSample
A short guide to units, the trustee and custodian, and how returns reach you.
PDF, 40 KB · Updated 15 August 2026
No documents match your search.
Fact sheets
Latest KES class fact sheetSample
September 2026
PDF, 44 KB
Latest USD class fact sheetSample
September 2026
PDF, 44 KB
How to invest
Three steps to your first investment
Step 1
Tell us about you
Invest now asks who is investing, what you are interested in and how we should reach you.
Step 2
Talk to an adviser
Our team comes back to you within one working day to answer your questions.
Step 3
Open your account
You open and fund your account in the Investcent client portal.

Enquiries
Talk to our team
Leave your details and the right adviser will come back to you within one working day.
Talk to our team
Leave your details and the right adviser will come back to you within one working day.
Important information
Past performance is not a guide to future returns, and the value of units can fall as well as rise. Read the fund's information memorandum before you invest.
The Capital Markets Authority regulates the Investcent Money Market Fund. NCBA Bank Kenya PLC is its trustee and I&M Bank Kenya is its custodian.