Money market fund (KES & USD)

Investcent Money Market Fund

Keep money you may need soon working for you in a fund that compounds daily and aims to preserve your capital.

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Minimum

KES 2,000 or USD 20

Top-up

KES 1,000 or USD 10

Management fee

2.0% a year

Compounding

Daily

Latest figuresSample figures

KES class
10.85%
USD class
5.20%

Annual yield after fees as at 27 October 2026.

Figures are net of fees and change over time. Past performance is not a guide to future returns, and returns are not guaranteed.

Who it suits

A low-risk home for money you may need soon

The fund invests in high-quality short-term money market and fixed income instruments. The KES class holds shilling instruments and the USD class holds dollar instruments.

It suits individual investors who are saving for the short to medium term.

Risk profile: low

  1. Low
  2. Medium
  3. Medium to high
  4. High

Key facts

The fund terms for both currency classes

Fund terms

Investment horizon
Short to medium term
Risk profile
Low
Lock-in period
5 working days
Management fee
2.0% a year
Initial fee
None
Redemption charge
None
Compounding
Daily

Benchmarks and oversight

Kenya shilling class benchmark
182-day Treasury bill rate plus 2%
US dollar class benchmark
Average 3-month US dollar deposit rate of tier 1 banks
Trustee
NCBA Bank Kenya PLC
Custodian
I&M Bank Kenya
Regulator
Capital Markets Authority

Fund documents

Read the documents for this fund before you invest

Fund documents

Key investor information

The key investor information document for each fund and currency class.

Information memoranda

The information memorandum and trust deed behind each fund.

Annual and performance reports

Each fund’s audited annual report and its latest performance report.

Fees and charges

The schedule of fees for every fund.

Account forms

The forms you fill in to open, change or close an account.

Investor guides

Plain-language guides to how our funds work.

How to invest

Three steps to your first investment

  1. Step 1

    Tell us about you

    Invest now asks who is investing, what you are interested in and how we should reach you.

  2. Step 2

    Talk to an adviser

    Our team comes back to you within one working day to answer your questions.

  3. Step 3

    Open your account

    You open and fund your account in the Investcent client portal.

Investcent Money Market Fund

Start growing your savings with an experienced partner.

Invest now

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Enquiries

Talk to our team

Leave your details and the right adviser will come back to you within one working day.

+254 709 327 800info@investcent.co

Talk to our team

Leave your details and the right adviser will come back to you within one working day.

Important information

Past performance is not a guide to future returns, and the value of units can fall as well as rise. Read the fund's information memorandum before you invest.

The Capital Markets Authority regulates the Investcent Money Market Fund. NCBA Bank Kenya PLC is its trustee and I&M Bank Kenya is its custodian.